The Bankruptcy Pre-Discharge class is required by law for Chapter 7 and Chapter 13 debtors. After working with your attorney and receiving a bankruptcy case filing number, clients are eligible to take this course. The course focuses on personal financial management tools to help participants successfully manage money and credit through their bankruptcy and beyond. Topics include budgeting, reducing expenses, saving, and how to use credit wisely. Upon completion, recipients will receive the required certificate. Click here to view our current class schedule. Or call our office at 255-5166 (Asheville) or 1-800-737-5485 to sign up for one of our classes.
Pre-filing Bankruptcy Counseling: We also offer the bankruptcy counseling required to file bankruptcy. Click here to learn more about our pre-filing bankruptcy counseling. Please call our office for an appointment with one of our financial counselors if needed.
*Please note that this session is not intended to take the place of legal counsel. We are not authorized to give legal advice. All questions concerning your case and the steps you need to take should be directed to your attorney’s office.
"OnTrack WNC's class was interactive, captivating, and provided applicable information. The presenter was both personal and personable and gave a great presentation."